Hello Dan
First of all welcome to playak and to the best sport in the world:dance:
short answer:
yes that includes clothing, gear etc
Long answer
Well this is a little more in depth... The recommended weight stats are \"ball park\" numbers put out by the manufacturer. The true honest answer gets skewed because a whole lot goes into the boat and how it floats... easily put, if an object displaces more water than it weighs, It will float. The more water it displaces the more load it can take.
sooo
Do pay attention to the specs but not too much... eg, i paddle a Project 62 which is 62 gal its 6 ft 4 long (I dont remember how wide) It has a Max weight of 240 lbs... The jackson Super star is 63 gal, 6 ft 5 and 1 inch wider but according to JK suggested weight is approx 220lbs. aka the superstar is higher volume, longer and wider but JK suggests a smaller paddler... What Im gettign at is this is not scientific law
Really what those numbers tell is how well the boat will behave. or better put the optimum range for boat performance. The lighter you are for the boat, the more retentive the kayak will be in a hole etc. but the harder time you will have throwing it about. The heavier you are the easier you'll be able to throw it around btu you'll flush out of a hole faster,(not to mention when running rivers if youre too heavy you'll get your butt kicked)
I nkow Ive kinda rambled along here a bit... so let me say this. Demo as much as you can and buy what you feel best in. If you're looking at some specific models I'd be more than willing to help.
Good luck and I hope Ive not made this too confusing
Keep us posted on how you do